VDFI Services

Digital Financial Inclusion & Banking Services

Secure, scalable digital financial services built for modern India.

From banking and utility payments to instant transfers and merchant solutions, we help businesses and communities transact with speed, trust, and confidence.

99.9%
Success Rate
24/7
Support
5000+
Pincodes
For Merchants & Retailers

Instant AEPS, DMT & BBPS Bill Payments for Merchants

Real-time Aadhaar banking, money transfers, and bill payments in one platform.

Turn your shop into a digital financial hub with fast, secure, and reliable AEPS, DMT, and BBPS services built for everyday retail.

1500+
Active Retailers
2.5L+
Daily Transactions
28+
States Covered
Rural Banking

Secure Micro-ATM & Rural Financial Empowerment

Bringing banking to the last mile, one village at a time.

Portable Micro ATM devices and doorstep financial services that give rural India secure, reliable access to cash and banking.

5000+
Pincodes Covered
99.9%
Uptime
24/7
Support
1500+
Active Retailers
2.5L+
Daily Transactions
28+
States Covered
5000+
Pincodes Covered
About us

Trusted digital services for a more connected future.

VDFI Services Pvt. Ltd. is a fintech company focused on secure and convenient financial solutions for individuals, merchants, businesses, and communities across India.

From AEPS and DMT to BBPS, mobile recharge, utility payments, and Aadhaar Pay, our digital-first services make transactions more efficient, safe, and accessible.

Our mission

To deliver secure, innovative, and accessible financial services that empower people and businesses across India.

Our vision

To become a trusted fintech partner that drives digital financial inclusion through reliability, transparency, and service excellence.

Our services

Smart Financial & Digital Banking Services Built for Everyday Needs

Empowering retailers, businesses, and local communities across India with instant, secure, and compliant digital payment solutions.

AEPS

AEPS (Aadhaar Enabled Payment System)

Secure biometric banking services enabling instant cash withdrawal, balance enquiry, and mini statements using just an Aadhaar number.

  • • Instant Cash Withdrawal using Biometric Fingerprint
  • • Real-time Balance Enquiry & Mini Statement
  • • Bank-grade Aadhaar Biometric Authentication
  • • 24/7 Doorstep & Retail Banking Facility
DMT

DMT (Domestic Money Transfer)

Fast, reliable, and 24/7 instant money transfer service enabling seamless IMPS/NEFT transfers from wallet-to-wallet and bank-to-bank nationwide.

  • • Instant Account Settlement via IMPS & NEFT
  • • Direct Bank Transfer to Any Nationalized Bank in India
  • • High Transaction Success Rate with Low Surcharges
  • • Immediate Digital Receipt & SMS Notifications
BBPS

BBPS (Bharat Bill Payment System)

All-in-one centralized utility bill payment platform for electricity, water, gas, broadband, landline, and recurring bill settlements.

  • • Interoperable Utility Payments Authorized by NPCI
  • • One-Click Electricity, Water, Gas & Broadband Bills
  • • Instant Payment Confirmation & Automated Invoicing
  • • Zero Payment Delays with Maximum Security
MICRO ATM

Micro ATM Services

Turn your local shop into a digital bank branch with portable Handheld Micro ATMs for seamless Debit Card cash deposits and withdrawals.

  • • Supports All Major Bank Debit Cards (RuPay, Visa, MasterCard)
  • • Portable Bluetooth Swiping Device Integration
  • • Instant High Commission on Every Transaction
  • • Easy Cash Liquidity Management for Retailers
AADHAAR PAY

Aadhaar Pay (Merchant Payments)

Simple, cardless, and hassle-free merchant payment solution allowing customers to pay directly from their bank accounts using fingerprint verification.

  • • Overcomes Daily AePS Withdrawal Limits for Customers
  • • No Need for Debit Cards, QR Codes, or Smart Phones
  • • 100% Secure Biometric Payment Processing
  • • Instant Merchant Wallet Credit
RECHARGE

Mobile & DTH Recharge

Fast and convenient online mobile recharge and DTH subscription management solutions for all major telecom operators across India.

  • • Supports Prepaid Mobile & DTH Operators (Jio, Airtel, Vi, Tata Play, Dish TV)
  • • Automatic Plan Fetching & Cashback Offers
  • • High Reliability with 99.9% Uptime Guarantee
  • • Instant Single-click Recharge Processing
KYC

KYC & Agent Onboarding Support

Streamlined digital merchant verification and paperless e-KYC onboarding to keep your fintech business operations smooth, compliant, and hassle-free.

  • • Instant Paperless Digital Verification (e-KYC)
  • • Fast Agent & Retailer Portal Activation
  • • Full RBI & NPCI Compliance Standard Alignment
  • • Dedicated Onboarding Assistance for Fast Setup
SUPPORT

24/7 Dedicated Business Support

End-to-end technical, operational, and customer relationship solutions designed to help financial retailers scale digital payments effectively.

  • • 24/7 Helpdesk via Phone, WhatsApp, and Email
  • • Real-time Transaction Reconciliation & Dispute Resolution
  • • Training Modules & Marketing Material Support for Retailers
  • • Highest Uptime Guarantee with Fast Settlement Timelines
Contact us

Let’s build a stronger digital financial future together.

Get Started
FAQ

Find answers to common questions.

VDFI Services offers AEPS, DMT, BBPS, Mobile Recharge, DTH Recharge, Aadhaar Pay, Micro ATM, Pan Card, and Insurance services to help customers access secure and convenient digital financial solutions.
Yes. AEPS is designed for secure Aadhaar-based transactions using verified authentication and encrypted processing pathways.
Domestic Money Transfer is processed quickly and most transactions are completed in a short, dependable timeframe.

Submit Now